Terms of Service

Terms and conditions for using DuitJajan

Last updated: January 2025

Agreement to Terms

By accessing and using DuitJajan, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Service Description

DuitJajan is a personal finance management application that helps users track expenses, analyze spending patterns, and manage their financial health. Our services include:

  • Automated transaction categorization and tracking
  • Financial analytics and reporting
  • Budget management and goal setting
  • Integration with financial institutions and email services
  • AI-powered financial insights and recommendations
User Accounts and Responsibilities

Account Creation

  • You must provide accurate and complete information when creating an account
  • You are responsible for maintaining the confidentiality of your account credentials
  • You must notify us immediately of any unauthorized use of your account
  • One person or legal entity may not maintain more than one account

User Responsibilities

  • Use the service only for lawful purposes and in accordance with these terms
  • Do not attempt to gain unauthorized access to our systems or other users' accounts
  • Do not use the service to transmit harmful, offensive, or illegal content
  • Respect the intellectual property rights of DuitJajan and third parties
Financial Data and Privacy

Data Collection and Use

By using DuitJajan, you consent to our collection and use of your financial data as described in our Privacy Policy. This includes:

  • Transaction data from connected financial accounts
  • Email data for receipt analysis (with your explicit consent)
  • Usage patterns to improve our services
  • Personal information necessary for account management

Data Security

We implement industry-standard security measures to protect your financial data. However, no method of transmission over the internet is 100% secure, and you acknowledge the inherent risks of transmitting data online.

Subscription and Payments

Subscription Plans

  • We offer both free and paid subscription plans with different features
  • Subscription fees are billed in advance on a monthly or annual basis
  • All fees are non-refundable except as required by law
  • We reserve the right to change our pricing with 30 days' notice

Cancellation

You may cancel your subscription at any time through your account settings. Cancellation will take effect at the end of your current billing period, and you will retain access to paid features until that time.

Disclaimers and Limitations

Service Availability

We strive to maintain high service availability but do not guarantee uninterrupted access. We may temporarily suspend the service for maintenance, updates, or other operational reasons.

Financial Advice Disclaimer

DuitJajan provides tools and insights for financial management but does not provide financial advice. All financial decisions remain your responsibility, and you should consult with qualified professionals for specific financial advice.

Data Accuracy

While we strive for accuracy in our data processing and categorization, we cannot guarantee 100% accuracy. You are responsible for reviewing and verifying all financial information.

Limitation of Liability

To the maximum extent permitted by law, DuitJajan shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses resulting from your use of the service.

Termination

We may terminate or suspend your account and access to the service immediately, without prior notice, for conduct that we believe violates these Terms of Service or is harmful to other users, us, or third parties.

Upon termination, your right to use the service will cease immediately, and we may delete your account and all associated data after a reasonable period.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising from these terms or your use of the service will be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].

Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: legal@duitjajan.com

Address: [Your Company Address]

Phone: [Your Contact Number]